by Steven | Jul 17, 2025 | Advice, Insurance
The FCA’s Pure Protection Market Study raises serious questions for a market that appears to perform well by international standards. How might the regulator’s goals conflict, and in what ways could these impact key distribution models and have possibly unintended...
by Steven | Jul 11, 2025 | Advice, Wealth Management
Industry efforts around pensions engagement focus almost exclusively on before- and at-retirement decisions. With pension drawdown requiring decision-making long after the first withdrawal, how can pension providers deliver ongoing support throughout retirement? No...
by Steven | Feb 10, 2025 | Advice
The first in a series examining implications of pension market consolidation. Learnings from Australia As the UK government finalises mechanisms to encourage pension fund consolidation, Australia’s decade-long experience offers timely insights for funds facing...
by Steven | Jan 21, 2025 | Advice
How are current support services for pensions under-delivering on what consumers really want and expect – and where may targeted support make a difference? Context As part of the Advice Guidance Boundary Review (AGBR), the UK government and the Financial Conduct...
by Steven | Jul 17, 2024 | Advice
Recordkeepers face a complex challenge in addressing both the explicit and implicit preferences of DC Advisors. Advisors often say they prioritize factors like recordkeeping compliance, communications, participant services, and technology. However, the real drivers of...
by Steven | Nov 30, 2022 | Advice
The underlying competitive advantages enjoyed by banks, coupled with changing regulatory settings could combine to enable the previously unthinkable, the (sensible) return of Australian banks to retail advice. Mass exodus despite growing need At the time, the almost...
