Insurance
Working to prove their value to customers, insurers are harnessing technology to improve service, pricing and relationships
Life insurance markets are characterised by significant country-by-country variation. Companies are grappling with regulation and the continued but shifting need for effective intermediary distribution.
In P&C insurance engagement models vary with intermediation still vital in commercial, and direct purchase more prevalent in personal lines. Technology is reshaping everything from telematics to geomatics and implicit and predictive pricing through AI. This is driving further disruption, including the potential for risk capabilities to be delivered outside insurance.
NMG Consulting works with P&C and life insurers to help them differentiate through innovation whilst skillfully managing regulatory change and intermediary relationships.
To access NMG’s deep pool of insurance expertise contact one of our key consultants below.
Our People

Mark Prichard
Industry: Insurance / Reinsurance
Mark heads up NMG Consulting, and is a co-founder of the NMG Group. Across a global scope, he helps NMG’s insurance and reinsurance clients with business strategy, performance benchmarking, and distribution strategies. […]…
- Sydney

Ashwin Field
Industry: Asset Management / Insurance
Ashwin works with major banks and insurers on questions of participation strategy, business configuration and economics and a focus on retail and alternative distribution channels (bank, broker and direct). He has worked […]…
- Sydney

Stephen Collins
Industry: Insurance / Reinsurance
Steve has deep consulting experience in life insurance and reinsurance, with clients across a broad spectrum including private equity. Steve’s unique expertise across self-directed customers, direct and intermediated distribution, with a particular […]…
- London
Related Knowledge
July 17, 2025
FCA Pure Protection Market Study: are value and access already in balance?
The FCA’s Pure Protection Market Study raises serious questions for a market that appears to perform well by international standards. How might the regulator’s goals conflict, and in what ways could these impact key distribution models and have possibly unintended (and unwanted) consequences?


